Just because you are starting to watch your pennies does not mean you have to give up what you enjoy; you just need to be smarter about spending money. With so many deals on Groupon, social media, and just plain cutting corners, you can still have some fun in life without being trapped in the house. Let’s face it, not always being on the go can open up other areas such as having extra time to hit the gym, but if that is not what you had in mind for fun, with a few tips you can still enjoy life while on a budget.
Traveling is an important part of self-happiness. It does not always have to be extravagant vacation in order to get away, sometimes the small weekend getaways are just as needed as relaxing on the beach. Half of the cost to go on a vacation is actually getting there, with the other half split between lodging and spending money, so first getting a deal on airfare such as last-minute flights or off-season dates could save a fortune. For those that are able to drive, with gas prices still at recent record lows, take advantage of taking the car on a little road trip. For lodging, there are so many price comparison sites such as Kayak that will pull all-in to find the best deals, which typically during the week. For spending, try packing breakfast, lunch, and snacks, and only go out for dinner. After you see the savings, you will not be sad you missed out on eating every meal out.
You need a little entertainment in your life to break up working all the time, so cut cost corners here so you can still enjoy. If movies are your thing, why spend $11 per movie ticket, $6 each for popcorn and sodas, when you can take in a matinée show or even an evening weekday show for half the price. Skip the concessions or purchase candy before going in, and sneak in drinks. You will not be arrested, trust me. For concerts and sporting events, Stubhub is a great way to find discounted tickets, especially closer to events, just watch the service charge prices, which are not included in the base price. For dining out, take a look at current Groupon sales where you can buy, for example, $50 will get you $80 worth of spending. Also, skipping the meal all together, eating prior to, and just grabbing appetizers will still get you a night on the town without breaking the bank.
The most important part of living life on a budget is that you stay out of debt. Debt is a soul crusher that affects your ability to take out affordable credit when you want to finance a house, car, or perhaps a wedding. What is a good credit score? Well, that all depends on where you are at in life. How long have you had a strong credit history, though the earlier the better. It also depends on how much cheap credit you are looking to access. If you are looking to finance a used car then you might have adequate credit to do so already.