Sure, you can do an opinion outpost to earn extra money, but what about taking a look at your finances and looking for areas to cut back on, so you can put your hard-earned money to better use. Take your food budget for instance, do you know how much you’re spending every month? If you take a look at your last debit or credit card statement you can see how much goes towards food, and that way you can see what you want to get to, and where you can look to save.
Reduce Going Out to Eat
This will probably be more of a sacrifice instead of an easy cut, but if you reduce the amount of times to go out to eat, whether that’s getting breakfast in the morning, going out to lunch at work, getting carryout dinner, or taking the whole family out, it will add up pretty quickly. If you can go grocery shopping instead, you can watch the savings add up almost immediately and you’ll be surprised when you see hundreds left in your bank account every month that can go towards paying off debt, building an emergency fund, or increasing retirement contributions.
Always Be Prepared
If you’ve ever gone to the grocery store without a list, you know that by the time you go up and down each aisle, you’ve probably added way more than you went in for, not to mention probably could have forgotten the item you went in for in the first place. If you can make a list of every item you need by checking the refrigerator and pantry before you leave, and stick to the list at the store, you can make sure all items are accounted for, and saving the most at the register without unnecessary items.
Coupons Are Not Extinct
It’s sort of sad that newspaper subscriptions are on the decline where you may not sit down on Sunday mornings and clip coupons, but that doesn’t mean there aren’t other coupons you can save on. It seems that the amount of mail we receive has gone up, of which it seems weekly contain grocery, not to mention restaurant coupons. You can also load digital coupons to your store card as well so have taken off at the register, you just may have to print off a list to make sure you remembered every item you have a coupon for.
Avoid the Weekend Crowds
If you’ve been to the grocery store on the weekend, or even right after work, for that matter, you know they’re extremely packed, and probably less likely to put more items on sale since the stores will be full anyways, but if you can go mid-week, especially after dinner, not only will you not have a problem getting up and down the aisles and through the checkout with limited crowds, but you may be able to find additional in-store promos that you wouldn’t normally see on the weekend, so now you can save money and not waste your weekend in the grocery store.