Those that have plenty of wealth didn’t get to that point overnight, well unless they won the lottery or gained a large inheritance.  Getting ahead with your finances takes patience and discipline, which is why most actually live paycheck to paycheck, without a household budget I might add, so if you feel like you’re falling…

Once all of the monthly bills are paid, not to mention trying to save for retirement, there probably isn’t a whole lot leftover, so it’s important to make every last hard-earned dollar of yours count.  It’s no wonder that most of us live paycheck to paycheck, but with some self-discipline and patience, you can finally…

It might be scary to think about using a credit card for every purchase, especially if you have issues with overspending, then certainly you won’t be doing yourself any favors when it comes to wracking up the balance every month, but it can actually made financial sense to use a credit card for every purchase…

A personal financial crisis can happen at any time without warning. It is important to be aware that no matter how much savings you have in the bank, one major accident, illness, or layoff from work can deplete your financial security quickly. If you are in a position where the future is uncertain, and your…