While it may like yesterday that the air conditioner was blasting, the beaches were packed, and the kids were out of school, but as fast as those months went by, it’s already almost the end of the year, and that means one thing, the holiday shopping is about to begin, if you haven’t already.  Sure,…

Those that have plenty of wealth didn’t get to that point overnight, well unless they won the lottery or gained a large inheritance.  Getting ahead with your finances takes patience and discipline, which is why most actually live paycheck to paycheck, without a household budget I might add, so if you feel like you’re falling…

Once all of the monthly bills are paid, not to mention trying to save for retirement, there probably isn’t a whole lot leftover, so it’s important to make every last hard-earned dollar of yours count.  It’s no wonder that most of us live paycheck to paycheck, but with some self-discipline and patience, you can finally…

It might be scary to think about using a credit card for every purchase, especially if you have issues with overspending, then certainly you won’t be doing yourself any favors when it comes to wracking up the balance every month, but it can actually made financial sense to use a credit card for every purchase…